can i use my rental vehicle my business insurance provided for business
I am with budget insurance. I run a driving school and need to work to ensure i make money. I have business insurance specified to a driving school. My car is in for repairs from an accident and now they have provided me with a rental car. But only for personal use as the rental car company does not provide cars for business use. When confronting my insurance they said they would pay out a cash payment and then i have to find my own company. Problem is they get a discounted price on rental cars and will only pay out their own rate. Is it their responsibility to provide me with a car that i can use for business? Are they responsible if something happens to the car i am now using that they have provided me?
Everything depends on the terms of the insurance contract. It will be best to find out from the Car rental company and the Insurance company about their legal position in case of damage while you are using it for business. It will be contained in the documents you signed. However personal use generally excludes business use.